USE OF WEBSITE

You are permitted to use our website for your own purposes and to print and download material from this website provided that you do not modify any content without our consent.

We prohibit third parties from placing any advertising on our website or from using unsolicited email messages, for commercial gain or by commercial undertakings.

Material on this website must not be republished online or offline without our permission.

The copyright and other intellectual property rights in all material on this website are owned by us (or our licensors) and must not be reproduced without our prior consent or that of our licensors (as applicable)..

The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content of this website.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

SUSPENSION, WITHDRAWAL AND SITE UPTIME

We may update and change our website from time to time.

We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

VISITOR CONDUCT

In accordance with our privacy policy, any material you send or post to this website is deemed non-proprietary and not confidential and unless you give us prior written notice to the contrary we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes.

When using this website you shall not post or send to or from this Website any material for which you have not obtained all necessary consents; that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or otherwise is contrary to the law; which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of these terms and conditions.

LINKS TO AND FROM OTHER WEBSITES

Our website contains links to other websites which are provided by third parties and are outside our control. Such links are provided for your information only and should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We do not guarantee that this website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

DISCLAIMER

We take all reasonable steps to ensure that the information on this website is correct. However, we do not guarantee the factual accuracy or completeness of material on this website. We reserve the right to make changes to the material on this website at any time and without notice.

The material on our website is provided without any conditions or warranties of any kind. To the maximum extent permitted by law, we provide access and use of this website on the basis that we exclude all representations, warranties and conditions which but for these Terms may have effect in relation to this Website.

We take reasonable measures to ensure the quality of the information on this web site. However, we will not assume any legal liability or responsibility for the accuracy, correctness or completeness of any information that is available through this web site. If errors are brought to our attention, we will try to correct them.

The information available through the website is for your general information and use and is not intended to address any particular finance or investment requirements. In particular, the information does not constitute any form of advice or recommendation by us or any of our partner publications and is not intended to be relied upon by users in making or refraining from making any investment or financial decisions.

Appropriate independent advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility.

EXCLUSION OF LIABILITY

We shall not be liable or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of our website. This exclusion shall include servicing or repair costs and, without limitation, any other direct, indirect or consequential loss, and whether in tort or contract or otherwise in connection with this website.

Nothing in these Terms shall exclude or limit liability for (i) death or personal injury caused by negligence; (ii) fraud; (iii) fraudulent misrepresentation; or (iv) any liability which cannot be excluded or limited under the law.